Buy from over 200 products on interest-free easy weekly payments of your choice
No Interest, establishment fees or missed payment penalty
You choose the weekly payment amount
100% online application. Most applications processed within 1 business hour
No fees for cancellation with 5 working days
WHY US
100% transparency
Prices, delivery conditions, terms explained upfront to you with a copy of contract emailed to you to you when you signup. No hidden fee, no nasty surprises.
Free cancellation within 5 days
No interest - EVER
Bad credit - No problem
Life happens and we understand that. As long as you have a sustainable income and repayment capability you can get that beautiful phone, furniture or any other product that you always wanted
No establishment fee
Don’t get bogged down all kinds of fees that other companies charge over the price of your product that keeps on inflating your outstanding balance
We care
HOW IT WORKS
1. Choose a product online
Choose any product from our layby catalogue.
2. Fill up a simple layby form
Provide some info about yourself in a simple layby application form
3. Provide your documents
Provide us with your ID, address and income proof. We will access your layby application and give you an answer within 1 business hour.
4. You are all set
We will set-up direct debit, provide you with a copy of