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MASSIVE SUMMER DEAL

Get Gazebo or Trolley Speaker for $40/week, delivery after 2 payments and paid off in 12 weeks

Bad credit accepted*

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Great Products On
Easy Layby

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Get Phones, TVs, Home Electronics, Furniture and other great products on easy interest-free weekly payments starting $20*

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Sign up now to get amazing deals starting at just $20/week*

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Buy from over 200 products on interest-free easy weekly payments of your choice

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Buy from over 200 products on interest-free easy weekly payments of your choice

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No Interest, establishment fees or missed payment penalty

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You choose the weekly payment amount

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100% online application. Most applications processed within 1 business hour

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No fees for cancellation with 5 working days

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Featured Products

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CHRISTMAS Deals

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WHY US

[/et_pb_text][et_pb_text admin_label=”Subtitle” _builder_version=”3.27.4″ text_font=”Montserrat||||” text_text_color=”#353740″ text_font_size=”16px” text_line_height=”1.8em” text_orientation=”center” max_width=”700px” module_alignment=”center” custom_margin=”|||” animation_style=”slide” animation_direction=”bottom” animation_delay=”100ms” animation_intensity_slide=”4%”]Trusted by 100s of customers across New Zealand, we can help you get products that you thought you couldn’t afford.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”Services” _builder_version=”3.25″ max_width=”80%” custom_padding=”0||25px||false|false” use_custom_width=”on” width_unit=”off”][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_blurb title=”100% transparency” _builder_version=”3.5.1″ header_font=”Montserrat|on|||” header_text_color=”#353740″ header_font_size=”22px” header_line_height=”1.4em” body_font=”Montserrat||||” body_text_color=”#747d88″ body_font_size=”16px” body_line_height=”1.8em” text_orientation=”center” custom_padding=”30px|30px|30px|30px” border_color_all=”#dddddd” use_border_color=”on”]

Prices, delivery conditions, terms explained upfront to you with a copy of contract emailed to you to you when you signup. No hidden fee, no nasty surprises.

[/et_pb_blurb][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_blurb title=”Free cancellation within 5 days” _builder_version=”3.5.1″ header_font=”Montserrat|on|||” header_text_color=”#353740″ header_font_size=”22px” header_line_height=”1.4em” body_font=”Montserrat||||” body_text_color=”#747d88″ body_font_size=”16px” body_line_height=”1.8em” text_orientation=”center” custom_padding=”30px|30px|30px|30px” border_color_all=”#dddddd” use_border_color=”on”]Changed your mind after the purchase. No problem, we understand. Just call or email us and we will cancel your contract without ANY cancellation fees and refund any money paid within 48 working hours.
[/et_pb_blurb][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_blurb title=”No interest – EVER” _builder_version=”3.5.1″ header_font=”Montserrat|on|||” header_text_color=”#353740″ header_font_size=”22px” header_line_height=”1.4em” body_font=”Montserrat||||” body_text_color=”#747d88″ body_font_size=”16px” body_line_height=”1.8em” text_orientation=”center” custom_padding=”30px|30px|30px|30px” border_color_all=”#dddddd” use_border_color=”on”]Easy weekly payments as per your preference and no interest. This means everything that you pay goes towards paying off the product price and bringing you closer to your last payment.
[/et_pb_blurb][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”Services” _builder_version=”3.25″ max_width=”80%” custom_padding=”0||25px||false|false” use_custom_width=”on” width_unit=”off”][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_blurb title=”Bad credit – No problem” _builder_version=”3.5.1″ header_font=”Montserrat|on|||” header_text_color=”#353740″ header_font_size=”22px” header_line_height=”1.4em” body_font=”Montserrat||||” body_text_color=”#747d88″ body_font_size=”16px” body_line_height=”1.8em” text_orientation=”center” custom_padding=”30px|30px|30px|30px” border_color_all=”#dddddd” use_border_color=”on”]

Life happens and we understand that. As long as you have a sustainable income and repayment capability you can get that beautiful phone, furniture or any other product that you always wanted

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Don’t get bogged down all kinds of fees that other companies charge over the price of your product that keeps on inflating your outstanding balance  

[/et_pb_blurb][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_blurb title=”We care” _builder_version=”3.5.1″ header_font=”Montserrat|on|||” header_text_color=”#353740″ header_font_size=”22px” header_line_height=”1.4em” body_font=”Montserrat||||” body_text_color=”#747d88″ body_font_size=”16px” body_line_height=”1.8em” text_orientation=”center” custom_padding=”30px|30px|30px|30px” border_color_all=”#dddddd” use_border_color=”on”]Again, life happens and we understand. If your situation changes after signing the contract or you are facing financial hardship, we provide flexibility for our customers to tide through the crisis.
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HOW IT WORKS

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Choose any product from our layby catalogue.

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[/et_pb_divider][et_pb_blurb title=”2. Fill up a simple layby form” url=”#” content_max_width=”1100px” _builder_version=”3.5.1″ header_font=”Montserrat|700|||||||” header_text_color=”#444a5e” header_font_size=”22″ header_line_height=”1.5em” body_font=”Montserrat||||||||” body_text_align=”center” body_text_color=”#747d88″ body_font_size=”16″ body_line_height=”1.5″ background_color=”#ffffff” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” custom_margin=”0px|0px|0px|0px” custom_padding=”0px||0px|” animation_direction=”bottom” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_vertical=”0px” box_shadow_blur=”60px” box_shadow_color=”rgba(68,74,94,0.12)”]

Provide some info about yourself in a simple layby application form

[/et_pb_blurb][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_blurb title=”3. Provide your documents” url=”#” content_max_width=”1100px” _builder_version=”4.4.0″ header_font=”Montserrat|700|||||||” header_text_color=”#444a5e” header_font_size=”22″ header_line_height=”1.5em” body_font=”Montserrat||||||||” body_text_align=”center” body_text_color=”#747d88″ body_font_size=”16″ body_line_height=”1.5″ background_color=”#ffffff” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” custom_margin=”0px|0px|0%|0px” custom_padding=”|||” animation_direction=”bottom” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_vertical=”0px” box_shadow_blur=”60px” box_shadow_color=”rgba(68,74,94,0.12)” locked=”off”]

Provide us with your ID, address and income proof. We will access your layby application and give you an answer within 1 business hour.

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[/et_pb_divider][et_pb_blurb title=”4. You are all set” url=”#” content_max_width=”1100px” _builder_version=”4.4.0″ header_font=”Montserrat|700|||||||” header_text_color=”#444a5e” header_font_size=”22″ header_line_height=”1.5em” body_font=”Montserrat||||||||” body_text_align=”center” body_text_color=”#747d88″ body_font_size=”16″ body_line_height=”1.5″ background_color=”#ffffff” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” custom_margin=”0px|0px|0%|0px” custom_padding=”|||” animation_direction=”bottom” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_vertical=”0px” box_shadow_blur=”60px” box_shadow_color=”rgba(68,74,94,0.12)”]

We will set-up direct debit, provide you with a copy of layby contract with all info. No surprises.

[/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” admin_label=”Other Recent Works Section” _builder_version=”4.4.0″ background_color=”#444a5e” custom_margin=”|||” custom_padding=”0||13px||false|false” disabled=”on”][et_pb_row admin_label=”Service Section Title” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”||40px|” custom_padding=”27px|0px|0|0px|false|false” animation_style=”fade” animation_direction=”top” saved_tabs=”all”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”3.27.4″ text_font=”Montserrat||||||||” text_text_color=”#747d88″ text_font_size=”16px” text_line_height=”1.9em” header_text_color=”#fcd21d” header_2_font=”Montserrat|700||on|||||” header_2_text_color=”#fcd21d” header_2_font_size=”42px” header_2_line_height=”1.3em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” max_width=”700px” module_alignment=”center” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”4%”]

Grab A Deal

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Can’t find what you want? We can arrange >

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